Service disclaimer and user notice

This website provides access to ongoing financial planning services under a subscription model. Services are intended for consultation and analytical review. No investment advice, portfolio management, or training is provided. Please read this disclaimer carefully before using our services.

General notice

All information, materials, and services offered through this site are intended as general guidance. We do not provide direct investment recommendations or sell educational products. Our advice is based on individual analysis and does not guarantee any specific result or financial outcome.

Limitations of liability

We are not responsible for financial losses or decisions made as a result of our consultations.

• No liability is accepted for any loss incurred from acting on information provided.
• We do not guarantee results or future performance from any planning session.
• Clients are responsible for their own financial decisions and outcomes.
• No refunds are offered for services delivered under the subscription model.

Accuracy and reliability statement

We strive to ensure all information is accurate and up to date, but cannot guarantee completeness or reliability. Users should verify information independently and consult with additional professionals as needed.

Professional advice notice

All consultations are for informational purposes only and do not constitute investment, legal, or tax advice. Always consult a licensed professional for specific investment or legal matters.

External links

Links provided are for convenience and do not signify endorsement. We are not responsible for content or accuracy of external sites.

Results and performance disclaimer

Outcomes from financial planning vary by individual and circumstance. Past performance does not guarantee future results. No assurance of improvement or profit is provided.

Financial service disclosure

Our service is limited to consultations and reviews, not direct investment advice.

• No investment recommendations or product sales are offered.
• No guarantee of results or income improvement.
• Clients must make independent financial decisions.

Jurisdiction and governing law

This service operates under Australian law and regulations.

Indemnification

Users agree to indemnify the service provider against any claims arising from use of the service.

Severability

If any provision is found invalid, the remainder of this disclaimer remains in effect.

Modifications

We may update this disclaimer at any time. Continued use indicates acceptance of changes.

Contact information

Questions about this disclaimer? Contact us for clarification.