Terms and conditions for quirientum.com services
These terms govern your use of our subscription-based financial planning services. Please review them before subscribing or using our site.
September 1, 2025
Acceptance of terms
By accessing or using our subscription services, you agree to comply with these terms and any applicable laws. Continued use indicates your acceptance of all rules and conditions.
Definitions
Key terms used in these conditions are explained below for clarity.
"Service" means the ongoing financial planning subscription and related consultations offered on quirientum.com.
"User" refers to any person who registers, subscribes, or interacts with our services or website.
"Content" includes all information, materials, and resources provided through our site or services.
"Agreement" means these terms, the privacy policy, and any additional policies referenced herein.
Service use and eligibility
You may use our services only if you are at least 18 years old and legally able to enter a contract. Subscription is for personal or business use only, not resale.
Eligibility
Users must be Australian residents, 18 years or older, and able to provide accurate information. Services are not available to minors or prohibited persons.
Proof of age and residency may be requested.
User responsibilities
Users must provide accurate information and follow all instructions and policies.
Prohibited uses
Do not misuse our website or services.
Intellectual property rights
All content, materials, and trademarks on this site are owned by quirientum or its licensors. Users are granted a limited license for personal or internal business use only. No content may be copied, distributed, or modified without written consent.
User-generated content
If you submit content to us, you grant quirientum a right to use, display, and store such content for service provision.
User content rights and responsibilities
You remain responsible for content you submit and must have all necessary rights to share it.
Privacy policy and data protection
Your information is handled according to our privacy policy and applicable Australian laws. Please review the privacy policy for details on collection, use, and protection of your data.
View privacy policyDisclaimers and limitations
Our service is provided on a consultation basis only. No investment advice or guarantees are offered.
Important disclaimer
Results may vary. All planning is for discussion and informational purposes. No guarantee of outcome or refunds.
Limitation of liability
We are not liable for financial losses, direct or indirect, resulting from use of our services or advice. Users assume responsibility for actions taken based on consultations.
Indemnification
You agree to indemnify and hold harmless quirientum and its team from any claims arising out of your use of the service.
Dispute resolution process
Disputes will be handled under Australian law and may be referred to mediation or arbitration as needed.
Arbitration
Certain disputes may be resolved through binding arbitration in Australia, subject to agreement of parties.
Arbitration does not limit your consumer law rights.
Online dispute resolution
You may access external dispute resolution services for unresolved issues. Contact our support team for details.
Dispute resolution policySeverability
If any provision is invalid, the remainder of these terms continue in force.
Entire agreement
These terms, privacy policy, and any referenced policies constitute the full agreement between user and quirientum.
Applicable law and jurisdiction
All agreements and disputes are governed by Australian law. Users submit to Australian jurisdiction.
Termination
We may suspend or terminate your access for breach of terms or misuse. Outstanding fees remain payable upon termination.
Modifications
We may update these terms at any time. Notice will be posted on our website.
Contact for terms questions
For questions about these terms, contact our team below.
Contact email: content@quirientum.com
Contact phone: +61-2-3787-4794
Office address: 17 Gould Road, Herston, QLD 4006 Australia
Effective date: September 1, 2025
Version: 3